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Ms. Safiya is a 43-year-old married woman and a mother of five children. Four years ago she started selling lace and buttons from the corner of her house. She chooses lace with different designs and colors by considering the taste of her customers.

In her married life, Safiya faced many financial problems because her husband’s income is not sufficient to run a household. But she did not lose hope and contacted Kashf Foundation upon the advice of her neighbor to start her own business. Safiya buys lace of different designs in bulk from the market at lower rates and sells them in her community. She has become famous on her street for providing good quality lace in every color for every cloth type. She has many clients and most are her neighbors. She has gradually improved her business, and now Safiya requests a loan of 30000 PKR to buy packs of lace and ribbons in different colors to meet with the demand. She intends to use the earned profits for improvement on her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 95.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Safiya to buy packs of lace and ribbons in different colors to meet her customers' needs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 2, 2012
Currency Exchange Loss:
Aug 18, 2013