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Karomat is a very hard-working woman. She is 50 years old and a widow with four children in her care. She plans to start her own business to help provide for her family's needs. With this goal in mind, she took the "Bring It On" course organized by the Association of Businesswomen and received a certificate. Now she is fully capable of starting her business and becoming successful in that area. She wants to start a business buying and selling livestock. Her elder children can help her run this business. She is asking for a loan of 6,000 Somoni to buy her livestock so she can start her new business. She is awaiting your kindness.
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Каромат очень трудолюбивая женщина. Ей 50 лет. Она вдова и на воспитании имеет 4 детей. Она планирует организовать свой бизнес для обеспечения семьи со всеми не обходимыми средствами. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей скота. Ее старшие дети будут помогать ей в ведении бизнеса. Она запрашивает займ на сумму 6000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 214
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Karomat to buy cattle to start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 2, 2012
Currency Exchange Loss:
Nov 18, 2013