A loan of $4,950 helped a member to pay for merchandise for his hardware store, including nails, wood, and screws.


Volonte Divine 3 Group's story

Joel, age 41, is married with 2 children, ages 2 and 18. His 18 year old is currently attending school. He is representing the Volonte Divine 3 group.

Joel owns and operates a hardware store. He has had this business for 12 years, and has gained loyal customers over the years. He plans to use the loan to buy merchandise for his store, including nails, wood, and screws.

He has received 4 previous loans from HOPE Congo, Kiva's partner. He has a good repayment record. He would like to build a large hardware store one day. He hopes his children will study well in school, and be able to obtain good jobs.

In this group: Joel , Carvalo Vivia, Guy Narcisse, Chany Valdeleine, Adolphine
*not pictured



Loan details


Lenders and lending teams



Loan details