A loan of $950 helped to increase his working capital so that he can order more grocery stock.


Robby's story

Robby works hard to support his family. He runs a general store in Chawama, a highly populated compound in Lusaka, Zambia. He is 40 years old, married, and has two children. Robby has been running his business for eleven years now. In his shop, he also offers mobile money transfers through Zoona. He became an agent in the year 2009 when Zoona, then called Mobile Transactions, was starting out. Being a mobile money agent means that Robby provides the service of mobile money transfers to his community and gets a commission for every transaction he does. Robby says offering mobile money transfers at his general shop sets him apart from other general shops in the area. He believes that part of the reason he has stayed in business and been able to compete with big supermarkets is the relationship he has with people. He needs the Kiva loan so that he can increase his working capital, and earn more commissions. This will help Robby order more grocery stock for his shop, as this is his only source of income. Robby aspires to one day own a big supermarket, where customers can walk in and do their shopping freely.



Loan details


Lenders and lending teams



Loan details