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Martha Patricia
Martha Patricia has owned a snack bar located in one of León’s universities for 12 years. She does this work to help her husband support the family. Martha Patricia heads off to her work place at 6:30am to display her products as well as to prepare light food like sandwiches, tacos and a variety of delicious dishes for the students who come to the university to absorb knowledge.

She’s currently asking for a loan that she’ll use directly to buy soft-drinks, juices, purified water. By receiving this loan she hopes her profits will increase and to better stock her business with a variety of products to improve her and her family’s quality of life this way.

Martha Patricia is very grateful to Ceprodel and to Kiva because they are helping her business grow and helping her to get ahead with her family providing better education and training for her daughter. Her dream is that the business continues growing.
View original language description ↓
La señora Martha patricia posee un cafetin ubicado en una de las universidades de la ciudad de León desde hace doce años, ella realiza esta labor para apoyar a su esposo en la mantención de su familia.

La señora Martha patricia se traslada a su puesto de trabajo desde las 6.30 am. Para exhibir sus productos, así como la elaboración de comida ligera como sándwich, tacos y una variedad de ricos platillos para los estudiantes que llegan a la universidad a aprender el pan del saber.

Actualmente está solicita un crédito, el cual invertirá directamente en la compra de gaseosas, jugos, agua purificada. Al obtener dicho crédito espera mejorar sus ganancias y surtir su negocio con productos variados de esta manera mejorar la calidad de vida propia y la de su familia.

La señora Martha patricia está muy agradecida con Ceprodel y Kiva ya que le ha ayudado a crecer en su negocio y poder salir adelante con su familia brindándole una mejor educación y formación a su hija. Sus sueños son que su negocio continúe creciendo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Martha Patricia to buy soft-drinks, juices, purified water, bread and candy.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Oct 30, 2012
Currency Exchange Loss:
Dec 21, 2013