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Update on Dellys

With her previous Kiva loan, Dellys bought fabric, thread, buttons, shirts, sweaters, sandals, and footwear in general. Her Kiva loan benefitted her by improving her income and especially her housing conditions, as she earned a bit more money with that investment.

Currently she is applying for a new loan, and will use it to buy raw materials such as trim, interfacings, buttons, thread, and a variety of merchandise with which she will serve the needs of her loyal clientele.

In this latest sales season of the year, she hopes to increase her sales even more by making elegant articles of clothing, so that families will look beautiful in the Christmas and New Year's festivities, wearing the well-made dresses that Dellys makes.
View original language description ↓
Dellys con su anterior credikiva compró telas, hilos, botones, camisas, suéteres, chancletas, y calzado en general. Su credikiva lao benefició en el mejoramiento de sus ingresos y especialmente de sus condiciones habitacionales, cuando ganó un poco mas de dinero con esa inversión. En la actualidad está aplicando a un nuevo financiamiento y con el comprará materias primas, como corredores, pellones, botones, hilos, y mercancías variadas, con las cuales atenderá las necesidades de su fiel clientela. En esta ultima temporada comercial del año, ella espera incrementar aun mas sus ventas, fabricando prendas de vestir elegantes, para que las familias luzcan, en las festividades de navidades y año nuevo, hermosas con los vestidos elaborados que fabrica Dellys.

Previous Loan Details

Delly M., 53, has had the challenge of working persistently in order to offer a better future for her 5 children, who range in age from 14 to 30. 20 years ago, starting with her old machine, she moved into the apparel business with women's and children's lines. At first she was doing this on c... More from Dellys's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 324
    View loans »
    Colombia Loans Fundraising
  • $18,147,400
    Funds lent in using Kiva
  • 1,832.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Dellys to buy raw materials such as trim, interfacing, buttons, thread and a variety of merchandise.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Oct 30, 2012
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Dellys. It was first posted on Kiva on Nov, 2010. Learn More