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David Cesar
David is a single, 22 year old man, who lives with his parents and siblings in the city of Ica. He is a very friendly, hardworking and enthusiastic person who is eager to succeed. Unfortunately, due to a lack of financial resources and due to the need to work to help his parents, David has not been able to study business administration, however he dreams of being able to do so soon. In his spare time he enjoys continuing to work and on some occasions his mother cooks a very delicious “arroz con pollo” to spoil him.

On his own initiative and with a great deal of effort and dedication, David started a small business selling clothes for men, women and children. He starts working very early in the morning everyday and works approximately 8 hours a day. He believes he is doing well because he is very responsible and hardworking.

David is very grateful to Kiva lenders because, thanks to their help, he will be able to purchase clothing, such as polo shirts, tops, pants and blouses, among other items, so that he will have the merchandise necessary to better stock his business. Thus, he expects to be able to improve his sales and increase his income, which will help him to expand his business so that he will be able to own his own shop in the not too distant future.
View original language description ↓
David es un hombre de 22 años, es soltero, vive en la ciudad de Ica con sus padres y hermanos, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para ayudar a sus padres, David no ha podido estudiar la carrera de Administración de Empresas, pero sueño con poder hacerlo pronto, en sus ratos libre le gusta seguir trabajando y en algunas ocasiones su mamá cocina un riquísimo Arroz con Pollo para engreírlo.
Por iniciativa propia, con mucho empeño y dedicación, David puso en marcha su pequeño negocio de venta de ropa, tanto para damas, caballeros y niños, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 8 horas y cree que le va bien porque es muy responsable y trabajador.
David se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de prendas de vestir, tanto como polos, camisas, pantalones, blusas, entre otros; de esta manera David contará con la mercadería necesaria para abastecer mejor su negocio, con ello David espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para poder ampliar su negocio y en un futuro no muy lejano, espera poder tener su propio local de ventas.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped David Cesar to purchase clothing such as polo shirts, tops, pants, blouses, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 30, 2012
Oct 30, 2012
Currency Exchange Loss:
Feb 15, 2013