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Elmer Americo
Elmer is twenty-three years old and lives in the district of Santiago, an area that is characterized by farming and development, and in particular, the cultivation of cotton and grapes, among others. Elmer is a hard-working man so that he can support his parents and their home expenses with the fruit of his labor.

Elmer works as a moto-taxi driver. He works about ten hours a day and can serve twenty customers daily. He believes that his work is going well because he is kind to his customers and above all, he has a lot of drive to continue moving forward and to offer something better to his family.

Elmer is very thankful for the Kiva loans. Thanks to the help that has been offered to him, he will be able to cover the expenses to get his driver's license, since he was robbed and lost all of his documents. He will be able to legally drive and continue fighting to be able to realize his biggest dream: "to finish building his house of higher-quality material."
View original language description ↓
Elmer tiene 23 años de edad, vive en el distrito de Santiago, el cual se caracteriza por que se desarrolla la agricultura en especial se cultiva algodón, uva, entre otros. Elmer es un joven muy trabajador, sobre todo porque con el fruto de su trabajo puede apoyar a sus padres con los gastos del hogar, Elmer trabaja como chofer de mototaxi, el labora alrededor de 10 horas al día y puede atender hasta 20 clientes diariamente; el cree que le va bien en su trabajo porque es muy amable con los clientes y sobre todo porque tiene muchas ganas de salir adelante y poder brindarle algo mejor a su familia.

Elmer esta muy agradecido con los prestatarios kiva ya que gracias a la ayuda que le han brindado el podrá realizar los tramites para obtener su licencia de conducir ya que sufrió un robo y perdió todo sus documentos, de esta manera el podrá conducir con todos los permisos en regla y seguir luchando para poder conseguir hacer realidad su mas grande sueño:” Terminar de construir su casa de material noble”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Elmer Americo to cover expenses for replacing his stolen driver's license.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 30, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013