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Helene is 30 years old, married, and has four children aged between 1 and 7 years. In addition, she takes care of six relatives. She sells various goods, such as lotions, soaps, and toothpaste, in her store that she operates from 8 a.m until 6 p.m every day (except on Saturdays). Currently, she employs one person to help her. Helene has four years of experience in this business.

Helene has requested a loan from Kiva lenders via Vision Finance Company, in order to buy various goods to resell, such as those just listed. She plans to use any profits generated from this loan to satisfy her family's basic needs, to save money for her future, and to reinvest in her business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 626.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Helene to buy various goods, such as lotions, soaps, and toothpaste, to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 4, 2012
Currency Exchange Loss:
Jul 31, 2013