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Namig is from Marneuli district. He is 41 years old and lives with his wife, mother, and sister. Namig’s sister has chronic health problems and gets a relevant pension from the local government. His mother is provided with a retirement pension.

The family is involved in the agricultural business. In particular, they have three greenhouses, where tomatoes and cucumbers are grown. In addition, Namig sows alfalfa (Lucerne) on the family-owned agricultural land and sells it locally. Besides his agricultural activities, Namig serves local people as a taxi driver with his own car and gets a monthly income.

He requested a loan to purchase firewood for heating the greenhouse. After the greenhouse is heated properly in winter, the family will be able to harvest a planned amount of products and sell them for a good price. This will increase the income of the family, and Namig will reinvest the profit in family agricultural activities. He awaits your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Namig to purchase firewood for heating the greenhouse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 4, 2012
Currency Exchange Loss:
Nov 18, 2013