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Kholniso is a young, beautiful and purposeful woman. She is 27 years old. She is married and is raising two children. Kholniso has been wanting to organize her own business and be successful in this field for several years now. With this purpose she has taken a course "Achieve Success" organized by the Association of Business Women and has received a certificate. She wants to set up her business by buying and selling industrial goods as she already has experience in this kind of business. She plans to use the profit to provide her children with good education and high calorie foods. Kholniso is asking for a loan in the amount of 3,500 somoni to buy goods to start her business. She is awaiting your kindness.
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Холнисо молодая, красивая и целеустремленная женщина. Ей 27 лет. Она замужем и на воспитании имеет 2 детей. Уже несколько лет Холнисо хотела организовать свой бизнес и быть успешной в этой сфере. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей индустриальных товаров, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 3500 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 227
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Kholniso to buy industrious goods for organizing new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Oct 31, 2012
Currency Exchange Loss:
Mar 2, 2013