A loan of $475 helped to buy a sunshade and new tires.

Ricardo Julian's story

Ricardo is 41 years old. He lives in the Santiago District which is known for its farming and also for its agricultural export businesses. These bring a lot of jobs to the people in the area.
Ricardo is a hardworking man. Ever since he was a child he has worked. His parents were very poor and had to support the family. This is why he was only able to study until secondary school. He would have liked to study accounting. Ricardo is the father of two children, age 17 and 8. He is working very hard to bring them a better quality of life.
Every day Ricardo sells water in his district and also to the houses in the surrounding districts. He works about ten hours a day and serves about twenty customers a day. He thinks his business is going well because he is friendly to his customers and he works with a lot of enthusiasm.
Ricardo is thankful for the loans from KIVA. Thanks to the help they have given him, he was able to keep his vehicle in working order and to continue struggling to reach his greatest dream, “to give his children a good education”.

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Translated from Spanish by Kiva volunteer Esther Levandoski

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