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Gina Elizabeth
Gina, 51, is married and her husband is retired from the armed forces. She has adult children who are independent. Gina started this activity because of the lack of employment opportunities in the country and she wanted to find a job but was unable to. Since her husband’s retirement she’s had to struggle daily to provide daily bread for her home and this is why Gina decided since then to sell cosmetics and has done very well. She currently works afternoons selling the products she has to her neighbors. She wants to use the loan to buy perfume, creams, colognes, deodorant, talc, etc. Her dream is to sell her products along the entire Ecuadorean coast.
View original language description ↓
Gina tiene 51 años de edad está casada su esposo es militar jubilado de las fuerzas Armadas. Tiene hijos mayores de edad por lo que son independientes. Gina comenzó con esta actividad por la falta de empleo que existe en el país ya que ella quería encontrar trabajo pero no encontró y a raíz de que su esposo se jubilo tuvo que luchar para llevar el pan de cada día a su hogar es por eso que Gina desde ese entonces decidió vender cosméticos y le ha ido muy bien. En la actualidad trabaja en las tardes ofreciendo a sus vecinos los productos que posee. Con el préstamo ella quiere comprar perfume, cremas, colonias, desodorantes, talcos etc. Su sueño es distribuir sus productos por toda la costa ecuatoriana.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Gina Elizabeth to buy perfume, cologne and creams.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Nov 5, 2012
Currency Exchange Loss:
Dec 5, 2012