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Ruth Rina
Ruth, 41, has two children whose ages are 12 and 9. She sells stuffed toys in her stand located in one of Cochabamba’s busiest streets. This loan is her third sequence in the institution and Ruth will use it to buy stuffed toys by the bundle and to buy toys to stock her business. Her reason for requesting this loan is to expand the business. The business challenge Ruth faces is competition because there are many others selling the same things on the street where she’s located. She will use profits to improve her products and her quality of life. Her wish for the business is to open a store of her own to display the variety of stuffed toys she has for sale.
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La Sra. Ruth tiene 41 años y tiene dos hijos que son de las edades de 12 y 9 años, ella se dedica a la venta de peluches en su puesto de venta que se encuentra en una de las calles más concurridas de la ciudad de Cochabamba, este préstamo es su tercera secuencia dentro de la institución, la Sra. Ruth va a usar este préstamo para compra de peluches por fardo y juguetes para surtir su negocio, su razón para solicitar este préstamo es crecimiento de su negocio, la Sra. Ruth enfrenta retos en su negocio que son la competencia ya que en la misma calle donde vende existen varias personas que se dedican a la misma actividad, va a utilizar los beneficios para mejorar sus productos y su calidad de vida. Su deseo para su negocio es montar una tienda propia y poder exponer la variedad de peluches que tiene para la venta

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $34,688,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ruth Rina to buy stuffed toys by the bundle and to buy toys.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 29, 2012
Currency Exchange Loss:
Mar 17, 2014