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Update on Noemy

Noemy continues in the “Los Solidarios” communal bank and working as an elementary school teacher in one of Urubamba’s schools. She also works producing and selling potato seeds. She’s a responsible person who supports her family. On this occasion she needs the loan to buy manure. She’s happy about the loan and commits to make her payments.
View original language description ↓
Noemy continua en el banco comunal “Los Solidarios” y como profesora del nivel primario en una escuela de la ciudad de Urubamba, además se dedica a la producción y venta de semilla de papa. Ella es una persona responsable que saca adelante a su familia. En esta oportunidad requiere el préstamo para comprar abono. Está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

This member belongs to the communal bank "Los Solidarios," (In Solidarity). The bank is located in the Urubamba district of Peru, in the Urubamba province and Cuzco department. She works as a primary school teacher in a school in the district of Urubamba. She works from 8:00 am to 4:00 pm. Thr... More from Noemy's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Noemy to buy manure.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 5, 2012
Currency Exchange Loss:
Mar 15, 2013