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Teodoro is a native of this beautiful and desired city, the diamond of the Segovia Estelí (a department in the north of Nicaragua). He is a man of good moral values. He works for a company as a plumber.

He is requesting a loan from Ceprodel for the purchase of some construction materials such as brick, cement and sand. These materials will be used for home improvement to give his family a better living condition.
View original language description ↓
El diamante de la Segovia Estelí, de esta linda y deseada ciudad es originario don Teodoro un señor de buenos valores morales. Es trabajador de una empresa desempeñandose como fontanero.

solicita a ceprodel un crédito para compra de algunos materiales de construcción tales como ladrillo, cemento y arena, estos materiales van a ser utilizado para mejoramiento de su vivienda, a si darle una mayor condición de vida as u familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Teodoro to improve his home with the purchase of brick, cement and sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 29, 2012
Currency Exchange Loss:
Dec 21, 2013