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Isidro Arsenio
Originally from the Sebaco Valley, colonized by our indigenous peoples, Isidro Arsenio is a humble worker with a lot of enthusiasm to succeed with his family. Currently, he works as a debt collector.

He is applying to Ceprodel for a loan to improve his home since he wants to increase his home’s value and presentation by putting in ceramic flooring.
View original language description ↓
Del valle Sebaco colonizado por nuestros indígena es originario el señor Isidro Arsenio, un hombre humilde trabajador con mucho entusiasmo de salir adelante con su familia. Actualmente es trabaja como cobrador.

solicita a ceprodel un crédito para mejorar su vivienda ya que quiere dar un mayor valor y presentación a su casa poniéndole piso cerámica.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Isidro Arsenio to improve his home, the purchase of ceramics for the floor, and cement.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 29, 2012
Currency Exchange Loss:
Oct 17, 2013