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Update on Zebonisso

Zebonisso opened a store in the Fayzabad area. Her store has a variety of products. Zebonisso has been involved in sales for three years. She is taking out another loan to purchase seasonal children's clothing, in order to increase her turnover.
View original language description ↓
Зебониссо открыла магазин в районе Файзабад. У нее магазин со смешанным ассортиментом товара. Торговлей Зебониссо занимается три года. Она берет очередной кредит для покупки сезонной детской одежды, чтобы увеличить товарооборот.

Previous Loan Details

Zebonisso has been involved in sales at a market for two years. She is 41 years old. She primarily sells clothing. Zebonisso has worked as a nurse for over 12 years. She is married and has four children. The goal of obtaining this loan is to purchase her own retail outlet. More from Zebonisso's previous loan »

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 247
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,425 helped Zebonisso to buy seasonal children's clothing for resale.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Oct 30, 2012
Currency Exchange Loss:
Nov 29, 2012