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She has had success and failure, but even so the desire to get ahead has always been one if this young woman's biggest dreams. She lives with her family and sells tamales made from chicken, beans and more. She has been doing this for some time and it has given her valuable experience in sales, allowing her to obtain better earnings. She is well known to the people in the area and has a lot of customers who prefer the quality of her product, the good prices and the excellent service. She is a woman with a lot of potential who is decisive and dedicated to her work. Every day she fights to have a better future with new horizons away from the crime which victimizes her where she lives. Every day she works 100%. She is happy with her work and doesn't want to dissapoint her family. In the last few weeks demand has increased and she needs to make a new investment. That is why she is asking for a loan that will allow her to buy basic grains, vegetables, chicken, etc. She has good payment references and is very responsible. She is already grateful for the support and confident she can pay off the debt. She hopes she will be able to bring financial security to her home.
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Ha tenido éxitos y fracasos pero aun asi el deseo de superarse siempre ha sido uno de los sueños mas importantes de una joven mujer que vive junto a su grupo familiar, ella se dedica a la venta de tamales en variedad de gallina, pollo, frijol, entre otros, ya tiene algún tiempo con el negocio y eso le ha regalado valiosa experiencia en las ventas que le permite obtener las mejores ganancias, la joven es muy conocida por las personas de la localidad y ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y el servicio excelente; es una mujer con gran potencial, decidida y dedicada a su labor todos los días lucha por conseguir un futuro mejor con nuevos horizontes y alejada de la violencia social de la que es victima la localidad en que habita, todos los días se esta esforzando al cien porciento, pues esta feliz con su trabajo y no quiere decepcionar a su familia, en las ultimas semanas aumento la demanda del producto y necesita realizar una nueva inversión por eso solicita un crédito que le permita comprar granos básicos, verduras, pollo, gallina, etc. La joven tiene buenas referencias de pago y es muy responsable, agradece desde ya el apoyo, asegura que podrá cancelar la deuda, y a la vez tiene la esperanza que podrá llevar a su pequeño hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 497
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped this borrower to buy basic grains, vegetables and chicken.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Oct 30, 2012
Currency Exchange Loss:
Jun 18, 2013