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The borrower is an enterprising man with desires to succeed and many possibilities of doing something great with his life. His greatest desire is to bring his family a better future and he is seeking new horizons, trying to forget the crime around them. His family strives every day and they are hard working. He is a tailor and makes various types of clothing. He has been in this business for several years and he feels proud because he has achieved good results. His sewing workshop is well-known and he already has many customers in a location that has been identified as good for his business. His goal is to have better benefits that will help him fulfill his dreams. He is convinced that if he increases production, sales will increase. For this reason, he is requesting a loan to purchase a variety of wholesale fabric, zippers, thread, buttons, etc. He is grateful for the collaboration that he will receive. In addition, he has faith that God will not abandon him, that he will not be influenced by bad company, and he will always be occupied with good works such as this so as to ensure the best for his family and be a good example for them.
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Es un hombre emprendedor con deseos de superación y con muchas posibilidades de hacer algo grande con su vida, su mayor deseo es entregarle un mejor futuro a su familia buscando tener nuevos horizontes y olvidándose de la delincuencia que los rodea. Tiene un grupo familiar por el cual se esfuerza día a día, es muy trabajador y desde hace un tiempo se dedica a la confección de diferentes prendas de vestir, tiene varios años de dedicarse a este trabajo y se siente orgulloso porque ha logrado que le dé buenos resultados, su taller de costura es muy conocido y ya tiene mucha clientela en un lugar que identifico como muy bueno para desarrollar sus actividades; su meta es tener mejores beneficios que le ayuden a cumplir sus sueños. Él tiene la convicción de que si aumenta su producción así aumentarán las ventas, es por eso que se acerca a solicitar un crédito que le permita comprar tela en variedad al por mayor, cierres, hilos, botones, etc. Agradece la colaboración que recibirá además tiene esperanza en Dios que no lo abandonará para ya no verse influenciado por malas compañías y estar siempre ocupado en obras buenas como ésta, para así velar de la mejor manera por su familia y ser ejemplo correcto para ellos

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 472
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to purchase a variety of wholesale fabric, zippers, thread, buttons, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Oct 30, 2012
Currency Exchange Loss:
Nov 17, 2013