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A desire for self-improvement is one of the most important goals for this woman who lives with her family in their own house in an area with a high crime rate. She does not want this to affect her because she wants to earn an honest living to have a better future. It is one of the best decisions she had made, for which she feels proud. She sells seafood, fish, shrimp, and molluscs in a very strategic sales point. She has many customers who prefer her quality products, low prices and, above all, excellent service. She is a woman with a lot of potential, and a very hard-working, dedicated person with many goals to be met.

She is working hard to have a more prosperous future and is happy with her business but knows she must expand to earn more. Lately, she has noticed an increase in demand and wants to make a larger investment to buy more merchandise. Therefore she is requesting a loan to buy wholesale seafood. She is satisfied with this support, knowing she has a good credit record and is committed to paying back the loan on time. She is also confident she will be able to provide her household with a lifestyle the family deserves.
View original language description ↓
El deseo de superarse es uno de los sueños mas importantes de una mujer que vive junto a su grupo familiar en casa propia en una zona de alta incidencia delincuencial, desea no verse afectada por ella y quiere trabajar honestamente para ganarse un futuro mejor, es una de las mejores decisiones que ha tomado y se siente orgullosa de eso, se dedica a la venta de mariscos, pescado, camarones, conchas entre otros, comercia en una zona que catalogo como buena y muy estratégica para la venta, se ha hecho de mucha clientela que la prefiere por la calidad del producto, por los precios accesibles y sobre todo por el servicio excelente, es una mujer con potencial, luchadora, dedicada a su labor, y con muchas metas que desea lograr, esta trabajando duro por alcanzar un futuro mas prospero. Se siente muy contenta con el negocio pero sabe que necesita hacerlo crecer a fin de ganar mas, en las últimas semanas ha aumentado la demanda, por lo que quiere realizar una mayor inversión en la compra de mercadería, por eso solicita un crédito que le permita comprar mariscos por mayor. Esta muy satisfecha con el apoyo, sabe que tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene fe que llevara a su hogar una mejor calidad de vida como se la merecen.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 526
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy wholesale seafood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Oct 30, 2012
Currency Exchange Loss:
Jul 20, 2013