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Gulmira is 44 years old, married. She and her husband have one son. Her husband and son help Gulmira with running the business. Currently, she is involved in selling food products at her small store. She started her business with 20,000 som in 1993. Gulmira's monthly income amounts to about 15,000-20,000 som. She is a very honest and goal-oriented person. After the breakup of the USSR, Gulmira and her husband were left in a difficult predicament, as collective farms fell apart and widespread privatization started. Everything that she has achieved was achieved thanks to her love of hard work. In order to further expand her business, she requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase food products for subsequent resale. Gulmira plans to use the resulting income to improve her living conditions. She said that her plans are to increase product turnover and repair her apartment in the future.
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Гульмира 44 года, замужем. У них с Мужем есть один сын. Муж и сын помогают Гульмире в ведении бизнеса. Сейчас Гульмира занимается торговлей продуктами питания, со своего небольшого магазинчика. Свой бизнес она начала с 20,000 сом в 1993 году. Ежемесячный доход Гульмиры составляет около 15,000- 20,000 сом. По характеру человек очень честный и целеустремленный. После распада СССР, Гульмира и её муж остались в трудном положении, колхозы распались и началась повсеместная приватизцаия. Все что она добилась, она добилась благодаря её трудолюбию. В целях дальнейшего расширения своего бизнеса, она обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп продуктов питания с целью дальнейшей реализации. На вырученные средства Гульмира собирается улучшить свои жилищные условия. В своих планах она рассказала, что хотела бы увеличить товарооборот и в будущем отремонтировать квартиру.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Gulmira to purchase food products for subsequent resale.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Oct 30, 2012
Currency Exchange Loss:
Nov 17, 2014