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Sandra Elizabett
Sandra is 27 years old. She and her family live in a home of their own. Sandra has been growing and selling basic grains for a long time. She is a humble, hardworking, and enterprising woman. Sandra and her family live under very modest conditions. One of her dreams is to see her family have better living conditions in the future. Her family means everything to her, so she will do whatever it takes to accomplish this goal.

For this reason, Sandra has decided to request a loan from Apoyo Integral. She will invest in the purchase of basic supplies such as insecticides, pesticides, and improved corn and bean seeds. In the end, she hopes to meet the great demand from her customers. Sandra is a very optimistic woman and is confident that God will help her fulfill her dream.

View original language description ↓
Sandra de 27 años de edad, habita en casa de su propiedad junto a su familia. Ella se dedica a la cosecha y venta de granos básicos, desde hace mucho tiempo. Es una mujer humilde, trabajadora y muy emprendedora. Ella habita en condiciones muy humildes junto a su familia. Uno de sus sueños es que su familia pueda tener mejores condiciones de vida en el futuro ya que para ella la familia lo es todo y hace lo que este a su alcance para lograrlo. Son estas razones por las que ha decidido solicitar un crédito a INTEGRAL para invertir en la compra de insumos básicos como: insecticida, pesticidas, semillas mejoras de maíz y frijol. Con el fin de cubrir una mayor demanda de parte de sus clientes. Es una mujer muy optimista y confía en que Dios estará de su parte para lograr su sueño.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 441
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Sandra Elizabett to buy insecticides, pesticides, and improved seeds (corn and beans).
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Oct 4, 2012
Oct 30, 2012
Currency Exchange Loss:
Mar 15, 2013