Sol Radiante-Wimpillay Group
The member is Dario who lives with his common-law partner. He is 31 years old and has one son. He alternates his daily activities providing taxi service, he has been working in this business for years which he does well thanks to the effort he puts in every day in his work. He works Monday to Friday from about 7am to 7pm. He is a responsible and hardworking person therefore can help his family get ahead.
Dario is requesting a loan for the maintenance of his car such as oil changes. The other members work in design, providing taxi service, restaurants, stores and teaching.
The people in the small photo are members who asked to be late to the meeting because of work obligations.
He thanks those who are a part of this dream by this means and he promises to honour the payments on the established due dates.
El socio es el señor Darío, el socio es conviviente tiene 31 años de edad y tiene 1 hijo; él socio alterna sus actividades diarias brindando el servicio de taxi, el socio lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio trabaja de lunes a viernes desde las 07:00am hasta las 07:00pm aproximadamente, el socio es una persona responsable y empeñosa siendo de esta forma que el socio saca adelante a su familia.
El socio solicita el crédito para el mantenimiento de su carro como en el cambio de aceite.
Los otros socios se dedican a la decoración, brindando servicio de taxi, restaurante, depósito, docentes.
Las personas que salen en la foto adjunta son socias que pidieron permiso para llegar tarde a la reunion por motivos de trabajo.
El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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