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Xochilt Del  Rosario
Xóchitl, 29, is married and the mother of a beautiful little girl. She is originally from the department of Masaya. She has owned her own business for two years. Previously she was a salaried employee in one of the worker businesses that are very common in our country. She decided to quit and thought that with her severance pay she could start up her business and that is how she started to work. Her business is buying and selling bales of second-hand clothing and shoes. She opened her market in Matagalpa, where her customers are, and she thinks it has gone well, because she has gotten good results. She also wants to expand to other nearby departments and that way increase her business.

Xóchitl needs to buy merchandise, but she doesn't have enough capital to do it. She is applying for a loan from Ceprodel that will allow her to buy a bale each of purses, used shoes, bed clothes, and toys, to meet the orders that she has. This way she feels that we will help her to have a better quality of life, more comfort for her family, and her business will also improve.
View original language description ↓
Xóchitl es casada y madre de una linda niña menor de edad, tiene la edad de 29 años; es originaria del departamento de Masaya. Actualmente es dueña de su propio negocio desde hace 2 años, esto a que anteriormente trabajaba como asalariada en unas de las empresas obreras que existe mucho en nuestro país; Decidió poner su renuncia y pensó que con su liquidación podía echar a andar su negocio y así fue como empezó a trabajar. Este consiste en la compra y venta de pacas de ropas y zapatos de segunda, abrió su mercado en Matagalpa donde tiene sus clientes y considera que le ha ido bien, porque le a dado buenos resultados; también quiere expandirse a otros departamentos cercanos y de esta manera aumentar su negocio.

xochitl necesita realizar unas compras de mercaderia, pero no tiene el suficiente capital para hacerlo, solicita a ceprodel un préstamo que le permita comprar una paca de cartera, zapatos usados, paca ropa de cama y de juguete, para cumplir con los pedidos que esta teniendo.
De esta manera siente que le estararemos ayudando a tener una mejor calidad de vida y comodidad para su familia y también mejorar su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Xochilt Del Rosario to buy purses, second-hand shoes, bed clothes, and toys in bulk.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Oct 27, 2012
Currency Exchange Loss:
Oct 17, 2013