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Update on Celestina

Mrs. Celestina continues selling groceries. She sells essential supplies, such as rice, sugar and milk. Along with this, she sells beauty products by catalogue, such as lipsticks, perfumes and creams. She works from 6:00 am until 8:00 pm. Her dream is to expand her groceries store.

She is now requesting a loan to buy beauty products, such as lipsticks, creams and perfumes.

She greatly appreciates the loan, because it will help her improve her quality of life. She promises to pay the installments in time.
View original language description ↓
La socia se sigue dedicando al negocio de tienda de abarrotes,ella vende productos de primera necesidad como arroz,azucar,leche entre otros productos,la socia tambien se sigue dedicando al negocio de venta de productos de belleza por catalogo,ella vende lapiz labiales,perfumes y cremas,la socia trabaja desde las 6:00 a.m hasta las 8:00 p.m,el sueño de la socia es ampliar el negocio de tienda de abarrotes.La socia solicita el credito para comprar productos de belleza como lapiz labiales,cremas y perfumes.

La socia valora y agradece infinitamente el crédito que le otorgarán y de este modo podrá mejorar su calidad de vida, así mismo se compromete a cumplir con el pago de sus cuotas en el plazo estipulado.

Previous Loan Details

This member belongs to the communal bank "RENOVACION". She lives in the district of Huanchac in the province and department of Cusco. Celestina, 55, is married and has four children. She alternates her daily activities with managing and attending to her grocery store. To stock her business ... More from Celestina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Celestina to buy beauty products like lipsticks, creams and perfumes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Celestina. It was first posted on Kiva on Jun, 2011. Learn More