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Ren's Group
In this Group: Ren, Navy, Kon, Rem, Thorn
Living in a rural area located in the Kror Kor district of Cambodia, Ren is 41 years old and married. She has four children, two of whom are dependents and still in school. To make a living and take care of her children, she is a grocery seller, while her husband farms rice. They have been in these businesses for ten years. From the current businesses, she and her husband can earn about 20,000 KHR per day, and manage to save about 10,000 KHR each day after paying for living expenses. The main challenge for her rice business is drought.

This is the first microloan for Ren’s group with VisionFund. Ren is leading the group of five members to apply for a loan. As the group leader, she is going to use her portion of the loan to buy fertilizers for her farmland. Ren hopes this loan will enable her and her husband to grow rice healthily and timely, so as to sell it for a good price and fulfill her dream to expand the current businesses.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,040.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ren's Group's $800 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013