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Ny's Group
In this Group: Ny, Ngang
Ny is 53 years old, and she has one daughter. She is a villager from a rural area located in the Kror Kor district of Pursat province, Cambodia. She has earned a living through selling grocery items in her local area for 19 years. Ny earns approximately 15,400 KHR (Cambodian riels) per day from the current business, but she can manage to save about 10,000 KHR each day after offsetting daily expenses.

Ny’s group consists of two members who are all first loan-cycle clients with VisionFund. She and her group member are asking for a loan of 1,000,000 KHR and 200,000 KHR respectively. As the group leader, she is going to use her portion to buy more grocery items for selling such as sugar, salt, water and eggs, etc. Ny hopes to increase her income from the current business so as to better her family’s lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 152
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • 4,040.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ny's Group's $300 loan helped a member to buy more grocery items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013