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Phalla, 25, is living in a rural village of the Dambae district of Kampong Cham Province. She has two children, both of whom are dependent on her and still in school. Phalla has been farming for seven years on two hectares of farmland as her main source of income. Phalla also plants cassava to earn additional income to support her family. The current business earns her about 7US$ per day and she manages to save about 3US$ each day after offsetting daily expenses.

Phalla has been a member of VisionFund for one cycle already and completely repaid the past loan, which has improved her living conditions so her family is better than before. Now she is requesting another loan of 1,000US$. She wants to use this loan to buy fertilizer and pesticides for her plantation and use a portion of it to spend on labor fees. Phalla hopes to earn more income from her current businesses so she can save some money to buy a new motorbike for her family to use and to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phalla to buy fertilizer and pesticides for her plantation, and pay for labor fees.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Nov 4, 2012
Currency Exchange Loss:
Feb 15, 2013