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Phuc was born in 1974. She has two children who currently attend secondary school. She and her husband sell beer and other beverages to earn a living. She earns 3,000,000 VND a month from it. Her family’s total earnings are about 6,000,000 VND per month.

She has been participating in SEDA's credit program since 2007. In the last cycle she borrowed 8,066,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,810,000 VND to buy more beer and other beverages to sell.

She wants to let her children go to school until higher education.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 76
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,832.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Phuc to buy more beer and other beverages for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 30, 2012
Currency Exchange Loss:
Oct 17, 2013