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Marina De Jesus
Marina lives with her family in the house she owns. She works growing two basic grains, which are corn and beans. After harvest she sells part of her crops so that she can cover her household's needs, which are greater every day. She is very driven and hardworking. She is an admirable woman because in spite of her age she keeps working and doesn't get tired of doing her work because the most important thing in life to her is earning her daily bread with dignity, her own two hands, and the sweat of her brow so that she can provide the best for her children.

She has been a farmer all her life and that is how she has managed to survive, since she has no other source of income besides farming. Enterprising and visionary woman that she is, she made the decision to approach Integral to request a loan and invest in the purchase of farm supplies like seeds, insecticides, fertilizers, and other items so that she can start the seeding process as soon as possible and harvest the fruits of her effort. She is fully confident that she will obtain a plentiful harvest that will allow her to improve her quality of life as well as her family's.
View original language description ↓
Marina habita en casa de su propiedad junto a su familia. Ella se dedica a la agricultura de los principales granos básicos como son: maíz y frijol. Después de sacar la cosecha comercializa una parte de su cultivo para poder suplir las necesidades de su hogar que cada día son mayores. Ella es una mujer muy emprendedora, trabajadora y admirable ya que a pesar de su edad sigue trabajando y no se cansa de realizar esta actividad porque para ella, lo más importante en la vida es ganarse el pan de cada día dignamente con el trabajo de sus manos y el sudor de su frente para brindarle lo mejor a sus hijos. Ha trabajado toda su vida en la agricultura y es así como ha logrado sobrevivir, puesto que no cuenta con otra fuente de ingresos diferente a la agricultura. Como toda mujer emprendedora y visionaria ha tomado la decisión de acercarse a INTEGRAL para solicitar un préstamo e invertir en la compra de los insumos agrícolas como : semillas, insecticidas, abonos, u otros para comenzar la siembra lo antes posible y poder cosechar los frutos de su esfuerzo. Confía plenamente que obtendrá una cosecha abundante la cual le permitirá mejorar su calidad de vida y la de su familia

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Marina De Jesus to purchase farm supplies like seeds, insecticides, and fertilizers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 6, 2012
Oct 26, 2012
Currency Exchange Loss:
Sep 17, 2013