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Victor Manuel
Víctor is a hardworking, honest, and sincere man who always has earned a living to give his family the best. He lives in his own house with his wife, who does the housework, and the two grandchildren they take care of. He's very responsible with his daily work because he always does the best to feel satisfied and comfortable with what he does, always looking for the benefit for his family.

From a very young age he has grown corn twice a year, always making a living. At the same time he has a small herd of cattle that demand his attention all day. He personally cares for them, taking them to pasture, deworming them, giving them vitamins, and other things. He's dedicated because he's the person who supports the household on a daily basis.

Víctor wants to continue earning more profit and to always have something to eat for his household. This is why he went to Integral to request a loan. This way he'll be able to finish paying back his debt on the cattle, because he had acquired them on installment. He also wants to buy what he needs to keep the animals healthy.

He hopes and trusts in God that your help will be very useful. He also hopes to pay back the debt early, because he has a good payment record.
View original language description ↓
Víctor es un hombre trabajador honesto y sincero que siempre se ha ganado la vida para darle lo mejor a su familia, viven en casa propia junto a su esposa, ella ayuda realizando oficios domésticos y dos nietos a quienes cuidan. Es muy responsable con sus labores diarias ya que siempre realiza lo mejor para sentirse satisfecho y agusto con lo que hace siempre buscando el bien para su familia. Desde muy joven ha sembrado maíz dos veces al año, con ello se ha ganado la vida siempre, a su vez posee un pequeño grupo de ganado (vacas) las que demandan su atención durante todo el día, ya que personalmente se encarga de su cuido, llevándolas a que pasten, las desparasita, vitamina, entre otras actividades, es dedicado siendo el hombre quien lleva el sustento diario a su hogar. Víctor desea seguir teniendo mas ganancias y que en su hogar nunca falte el pan de cada día, es por eso que se acercó a INTEGRAL para solicitar un crédito y así poder terminar de pagar deuda del ganado, ya que las había adquirido por pagos y también comprar lo necesario para conservarlas sanas, espera y confía en Dios de que su ayuda será de gran utilidad y espera solventar la deuda antes del tiempo, ya que posee buenas referencias de pago.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 515
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Victor Manuel to finish paying for his cattle and to buy supplies to keep them healthy.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 9, 2012
Oct 26, 2012
Currency Exchange Loss:
Apr 18, 2013