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Lot's Group
In this Group: Lot, Mom, Dany
A villager from Pursat province’s Bakan district, Lot is 40 years old and married with two dependent children who are still in school. To make a living, he has been farming rice on 1.5 hectares of farmland, while his wife raises ducks to earn additional income for the family. He can earn about 12,000 KHR per day from the current business and can save about 3,000 KHR each day for future needs. Low crop yields resulting from insects is the main challenge for his paddy business.

This is the first microloan for Lot’s group of three with VisionFund. He is now leading his group to apply for a loan of 1,000,000 KHR each. He wants to use his portion to buy fertilizers for his farmland and use a portion of it to buy ducks for raising. Lot hopes to increase his crop yields and also hopes to fatten his ducks to sell them for a good price to improve his standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 145
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lot's Group's $750 loan helped a member to buy fertilizers for his farmland and purchase ducks for raising.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Aug 17, 2013