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Originally from a rural village of the Battambang province’s Thmor Koul district, Sothy is a 28-year-old mother of three dependent children. Two of her children are in school, while the remaining one is too young for school. To support her children, Sothy has been farming rice for three years. Her husband has been buying and selling garbage in the local area, to supplement the income for the family. Insufficient working capital to buy fertilizer to apply to her rice paddy is the main challenge for Sothy's farming business.

Sothy received her first loan three cycles ago, and she completely repaid the loans to Kiva’s partner, VisionFund. With the loans from VisionFund, she has been able to better support her living. Now she is applying for another loan of $1,000 US. Sothy will use part of this loan to buy fertilizer for her farmland, and part of it to spend on buying garbage to resell. She hopes to increase her family’s income, to raise their living standard and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sothy to buy fertilizer for her farmland and garbage for her husband's business of buying and reselling trash.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Jun 17, 2013