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Sophorn's Group
In this Group: Sophorn, Ruon, Phy, Savun, Hout, Chantho
A 40-year-old mother of three schoolchildren, Sophorn strives for a living through rice farming. With 15 years of experience in this business, she is able to earn about 24,000 KHR per day.

Five loans ago (which she completely paid back), Sophorn was in the first-cycle loan with VisionFund, Kiva's partner. She has wisely used her past loans to expand her business gradually and upgrade her living conditions.

Since hygienic practice is one of the crucial factors for maintaining the family's harmony, she formed a group of six to apply for a loan. Specifically, her loan is the latrine loan. The requested loan amount for this entire group is 200,000 KHR each. As the leader, Sophorn is going to use her loan in order to build a decent latrine for her family, especially her children, including a latrine slab, cement, sand, etc. She highly hopes that she will have a proper latrine in her household, so all of her children can have good health practices and prevent relevant diseases.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s initiative to expand access to clean water and/or sanitation to poor rural households.

Water filter loans provide poor households with clean, safe drinking water without requiring it to be boiled over wood fires. This protects borrowers’ health and Cambodia’s precious forests. Today, many rural Cambodians depend on rainwater, boreholes and surface water -- none of which are regarded as safe sources of fresh water. Walter filters provide a safer, easier and more economic alternative. VisionFund Cambodia is partnering with Hydrologic Social Enterprise to get water filters to families who need them most.

Latrine loans help households build standard, housed latrines for improved sanitation. In rural Cambodia, sanitation poses a major challenge for those who cannot afford to construct a household latrine. Every year, thousands of children die and many others fail to thrive due to dehydration, poor immunity and malnutrition caused by diarrhea and poor sanitation. VisionFund Cambodia is offering credit to change this picture.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophorn's Group's $300 loan helped a member to build a decent latrine.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Sep 27, 2012
Oct 30, 2012
Currency Exchange Loss:
Jul 17, 2013