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Ny's Group
In this Group: Ny, Na, Man, Hean
Ny is a woman who heads a family; she has four children. She and her entire family are living in Battambang Province's Moung Russey district. Her main sources of income are from rice farming and pineapple planting, in which she has engaged for 15 years. Her prior loan, which she has paid back with success and relieved her family's burden, was her first loan with VisionFund, Kiva’s partner.

Now, Ny and two of her co-members are seeking to borrow 1,000,000 KHR each, whereas the remaining group member is applying for 600,000 KHR. Ny, the group leader, will use her loan portion entirely for purchasing fertilizer for both parcels of her farmland. She believes that this fertilizer purchase will boost her income and keep up her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 88
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ny's Group's $900 loan helped a member to buy fertilizer for both of her parcels of farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013