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Saret's Group
In this Group: Saret, Vanna, Samang, Neng
A rural villager living in Takeo province’s Bati district, Saret is aged 46 years and married with two children, both of whom are dependents. One is in school while the remaining one is a garment worker to help support the family.

Saret is a rice farmer who has been farming rice on 1.3-hectares of farmland for twenty-one years to make a living, while her husband is a soldier in the local area. Saret can earn about KHR 25,000 per day from the current business and manage to save KHR 10,000 daily for future needs. Drought is the main challenge for her paddy-field.

Saret’s group consists of four members who have been with VisionFund for one cycle. She fully paid back the past loan, which has helped her relieve her family’s burden.

Now leading her group to ask for a loan, Saret, who is the leader, will use her portion to buy rice seeds and fertilizer for her farmland and use a portion of it to pay for labor fees.

She hopes to increase her farming production to generate more income to improve her family’s lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saret's Group's $925 loan helped a member to buy rice seeds and fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013