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Chamroen's Group
In this Group: Chamroen, San, Khan, Bunhong, Morn
Chamroen, 47, lives with her husband and seven children in a rural village of the Kandal Stoeng district, Cambodia. Of her seven children, she still has four children to take care of; some are in school and some work as paid construction workers in the local area to earn additional income for the family.

To feed the family, Chamroen and her husband earn a living as farmers. They have been farming rice for several years. Besides this, she also sells vegetables such as cabbage, beans, Chinese kale, etc. for several years, earning about 20,000 KHR per day to spend on the family’s needs.

Chamroen’s group consists of five members and she is the fifth. She completely paid back the past loans with VisionFund. She has successfully used the loans to improve her family’s living standard and keep her children in school.

Now leading her group to request another loan, Chamroen, the leader, will use her portion to buy fertilizers and pesticides for her farmland. She hopes to increase her crop yields so as to generate more income to improve her standard of living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chamroen's Group's $750 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 26, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013