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A woman with many successes and failures too but firm in the intention of improving her and her family’s lives. She lives with her family unit in an area of the country with high social violence. She must deal with it day to day in order not to be dragged under and be affected by the situation. She always strives to give her family the best.

She sells clothes: shirts, pants and dresses, among others. She’s had the business for several years and has gained sales experience that makes it possible for her to earn good profits. She has customers that seek her out because of the good service and the variety of clothes.

She currently wants to improve her sales stand which is why she humbly approached Integral to request a loan to buy clothes at wholesale. She is sure that with the support received she will be able to provide a better future for her family and she also trust in God that she will be able to repay the debt she’s taken on quickly. She gives thanks in advance for the support she’ll receive. She states with satisfaction that she’s quite capable of attaining everything she proposes.
View original language description ↓
Mujer con muchos éxitos y fracasos pero con la idea de mejorar su vida y la de su familia. Ella reside con su grupo familiar en zona con alta violencia social del país, día a día debe lidiar con ella para no verse arrastrada y afectada por la situación; su familia es la razón de que ella se esmere para brindarles lo mejor. Se dedica a vender ropa camisas, pantalones, vestidos entre otros, tiene varios años con el negocio y se ha hecho de experiencia en las ventas que le permite obtener buenas ganancias, tiene clientela que la busca por el buen servicio y por la variedad de ropa. Actualmente ella tiene el deseo de mejorar su puesto y es por eso que humildemente se acercó a INTEGRAL para solicitar un crédito y así poder comprar ropa por mayor. Esta segura que con la ayuda recibida podrá brindarle un mejor futuro a su familia y también confía en Dios que pronto saldará la deuda adquirida. Agradece de antemano la ayuda que recibirá, cuenta con la satisfacción de que es muy capaz de realizar todo aquello que se proponga.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy clothes at wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 30, 2012
Currency Exchange Loss:
Mar 15, 2013