She lives with her family, the source of her greatest hope. Each morning she gets up with the desire to give them what they need, so that they can have a prosperous future, far from the influence of the crime that surrounds them. She thinks that it's never too late to give the best of one's self and has never let herself get discouraged.
Currently, she works selling drinks such as bottled water, soft drinks, juice and other items. She sells from her home, is very well-known, and people seek her out for the good prices and excellent service.
Lately demand has increased and she needs more merchandise. That is why she approached Integral to apply for a loan, so that she can buy drinks at wholesale. She has good payment references, is responsible, and with God's help, hopes she will soon be able to pay off the loan that is being approved.
She is confident that she will bring financial security to her small household.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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