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People always look for a way to improve themselves, it doesn't matter when it happens. This is the case of this woman with great abilities - honest, determined and very hardworking. She lives with her family which is her primary source of inspiration. For some time she has had a small store in her home where she sells basic goods like grains, milk, eggs, soap and other things. It's well stocked and the best-known in the area, and she has many customers who prefer her thanks to her good service. She wants to buy a greater volume of products but doesn't have enough capital to do it. For that reason she has asked INTEGRAL for a loan to buy snacks, basic grains, drinks, bread, etc. She has a good credit record and the satisfaction of never having left anyone with outstanding debt. She is grateful for the support that is given to her and hopes that with it she will be able to give her family a better quality of life.
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Siempre las personas buscan superarse no importa el momento en que lo hagan, es el caso de esta mujer con grandes habilidades, honesta, emprendedora y muy trabajadora. Vive con su grupo familiar el cual es su principal fuente de inspiración. Desde hace algún tiempo posee una pequeña tienda en su lugar de residencia donde vende productos de primera necesidad granos básicos, leche, huevos, jabón entre otros, es muy surtida y la más conocida del lugar ya tiene mucha clientela y gracias a su manera de atender a los clientes la prefieren. Desea comprar mayor cantidad de productos, pero no posee el capital suficiente para hacerlo, es por eso que solicita a INTEGRAL un crédito para la compra de golosinas, granos básicos, bebidas, pan etc., Posee un buen récord de pago y cuenta con la satisfacción de que nunca le ha quedado mal a nadie. Agradece desde ya el apoyo que le brinden y espera que con ello también pueda darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped this borrower to buy snacks, basic grains, drinks and bread.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 30, 2012
Currency Exchange Loss:
May 17, 2013