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The desire to be an example for her family and everyone who observes her, overcoming the difficult economic situation and the violence, is what makes one admire this woman, who is very optimistic and has clear ideas for the future of her business. Now her greatest wish is to give the best to her children, so that they can have a life in which they have nothing unnecessary but don't lack for anything. She is hard-working, enterprising, and this makes her a great woman for her children. Now she sells clothing as a street vendor. Every morning she gets up with the desire to finish the day's sales and thus be able to bring the daily food to her household. She wants to expand her little business, and this is why she came to INTEGRAL, because she doesn't have the necessary capital to meet this goal, and she needs to buy more clothing such as blouses, pants, dresses, and shirts, among other items. She is sure that she will sell everything that is proposed and that she will be able pay off the debt she acquires before the agreed-upon time, and thus she will be able to offer better living conditions to her family.
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El deseo de ser ejemplo de su familia y todos aquellas personas que la miran, superando la difícil situación económica y violenta, es lo que hace admirar a esta mujer, quien es muy optimista y con claras ideas futuras para su negocio, actualmente su mayor ilusión es entregarle lo mejor a sus hijos, que tengan una vida en donde no les sobre ni les falte nada. Es luchadora, emprendedora y eso la hace ser una gran mujer para sus hijos. Actualmente vende ropa de forma ambulante, cada mañana se levanta con el deseo de terminar la venta del día y así poder llevarles el alimento diario a su hogar. Desea ampliar más su pequeña venta y es por eso que se acerco a INTEGRAL porque ella no posee el capital necesario para realizar dicha meta y necesita comprar mas ropa como: blusas, pantalones, vestidos, camisas entre otros. Esta segura que venderá todo lo que se proponga y podrá saldar la deuda adquirida antes del tiempo acordado y así podrá entregarle mejores condiciones de vida a su familia

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 552
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped this borrower to buy blouses, pants, dresses, and shirts, among other items, to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 30, 2012
Currency Exchange Loss:
Aug 18, 2013