Érica Marisol lives with her life partner in a rented house which they just moved into. She is a very responsible and hard-working woman, and she also has an excellent record of paying her debts. Érica works growing basic grains, rice and beans, together with her family, on a plot of land that is favorable for growing these crops. She sells her products in various areas around her community, and she already has a lot of customers who prefer to buy from her because of the quality of her products, her good prices and her excellent service. For this planting season she wants to increase her production, but she does not have the capital, and for this reason she is requesting a loan from INTEGRAL to buy corn and bean seeds, as well as fertilizers, compost, etc. She promises to make her payments on schedule for the loan granted to her, which will be used as an investment to improve her family's quality of life.
Érica Marisol vive con su compañero de vida en una casa alquilada a la cual acaban de mudarse, ella es una mujer muy responsable y trabajadora así como también posee una excelente historia de pagos cancelados de sus deudas. Érica se encarga de cultivar granos básicos, maíz y frijol, junto con su familia en una parcela que es propicia para el cultivo de estos, comercia en los diferentes alrededores de la comunidad, y ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y el servicio excelente, para esta siembra quiere aumentar la producción pero no posee de capital por eso se solicita a INTEGRAL un crédito para la adquisición de semilla de maíz, frijol, así como abonos, fertilizantes etc. Asegura completar los pagos establecidos del crédito otorgado que será utilizado como una inversión para mejorar la calidad de vida de su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.