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[This borrower is a] very hard-working woman, honest and humble. Her greatest wish is to give her family a better future. She is seeking to resume [her business] despite the adversities that her environment suffers due to the troubling, violent situation that the country is experiencing. Her children are her force to advance every day. Now she has a little stand where she sells tortillas and gives thanks to God because she is preferred by her customers, who prefer her thanks to her affordable prices, hygiene, and good service. Now she wants to expand her business a little, but she doesn't have sufficient capital. This is why she has come to INTEGRAL to apply for a loan and thus buy more products, that is to say, corn, firewood, and propane gas. She hopes to have this loan to be able to achieve her goals and dreams.
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Mujer muy trabajadora, honesta y humilde, su mayor ilusión es entregarle un mejor futuro a su familia, busca reiniciarse pese a las adversidades que su entorno sufre debido a la preocupante situación violenta que vive el país, sus hijos son su fuerza para salir adelante cada día. Actualmente la clienta tiene un pequeño puesto donde vende tortillas y da gracias a Dios porque es muy preferida por sus clientes quienes la prefieren gracias a sus precios accesibles, higiene y buena atención, ahora ella desea ampliar un poco mas su negocio, pero no tiene el capital suficiente, es por eso que se acerco a INTEGRAL para solicitar un crédito y así comprar mas productos, es decir: Maíz, leña y gas propano. Espera contar con dicho préstamo a fin de poder realizar sus metas y sueños.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 510
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to buy corn and propane gas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 30, 2012
Currency Exchange Loss:
Apr 18, 2013