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Moises Group
In this Group: Maria Teresa , Gabriela Guadalupe, Jessica Valeria
Gabriela says that she started her business three years ago by purchasing individual articles of used clothing at the market. Now her greatest wish is to buy bales of used clothing. Her loan will be invested in the purchase of a bale of used clothing.

The other members are as follows:
• Yesica sells cosmetics and perfumes.
• María Teresa sells stationery at her cybercafé, but she has also been selling food from her home for several years.

View original language description ↓
Inicio su negocio comprando en el mercado ropa usada por piezas y actualmente su mayor deseo es comprar por pacas la ropa usada así nos expresaba Gabriela que tiene tres años de estar con esa actividad, el crédito lo invertirá en la compra de paca de ropa usada, Yesica vende cosméticos y perfumen, María Teresa vende papelería abastece a los cybert café y vende comida a domicilio esta actividad la viene realizando desde hace varios años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Moises Group's $525 loan helped a member to purchase a bale of used clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 4, 2012
Currency Exchange Loss:
Feb 15, 2013