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Ruben Dario
Rubén lives in Sacaba, one of the provincial districts in the city of Cochabamba. He is married to Sra. Paola and they have three daughters. Rubén is a mechanic by profession, but he also owns a taxi so that he can work at night. He had a very difficult childhood since his father died when he was a boy. At that point, he had to help his mother raise his younger siblings. Rubén began working as a mechanic’s assistant and then studied at night so that he could finish high school and complete a short program in auto repairs. His wife works as a caregiver for elderly people.

Rubén is requesting a loan so that he can replace the engine of his vehicle since this is the means by which he is able to earn the extra income he needs to complete his education and feed his family. He wants to finish a degree in Dentistry. Rubén and Sra. Paola are working double shifts so that they can have more income to help their daughters finish school and pursue degrees of their own. Rubén is a responsible and hardworking individual.
View original language description ↓
Rubén vive en la Zona de Sacaba una provincia de la Ciudad de Cochabamba, el Señor Rubén tiene tres hijas está casada con la Señora Paola. Rubén es tiene la profesión de mecánico y de la misma manera tiene un taxi con el cual realiza también trabajos por la noche, él tuvo una niñez muy difícil ya que su padre murió cuando él era un niño y desde entonces tuvo que ayudar a la madre en la crianza de los hermanos pequeños y el empezó a trabajar como ayudante de un mecánico y después estudiaba por la noche y de esa manera pudo terminar el colegio y hacer una pequeña carrera de mecánico y su esposa trabaja como cuidadora de unas personas mayores. Él solicita el crédito para poder hacer cambio de motor a su vehículo ya que también este es otro ingreso extra que tiene el para poder así de esa manera cumplir con la educación y alimentación de su familia, al mismo tiempo el Señor Rubén quiere terminar de estudiar la carrera de Odontología, Rubén y la Señora Paola trabajan en doble turno para poder tener mayores ingresos y que sus hijas terminen el colegio, como también realicen una carrera. Rubén es una persona responsable y trabajadora.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ruben Dario to replace the engine of his taxi.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013