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Perfecta Teresa
Perfecta Teresa, 53, is single and has no children; she lives with family members in the city of Ventanas, Los Ríos Province. She’s a member of the “San Francisco” communal bank located in Recinto Pantano belonging to Ventanas Canton; they are in agriculture and animal husbandry.

Perfecta Teresa works in agriculture and also raises chickens and pigs. She’s requesting the loan to buy chicks, urea, insecticide, Ranger [herbicide], organic manure and seeds. With help from the loan she will be able to buy what’s needed for the crops.

Her dream is to continue working and investing to obtain profits from his products. The challenge she faces is crop infestations. In her free time she enjoys playing sports.
View original language description ↓
PERFECTA TERESA tiene 53 años de edad es soltera no tiene hijos, vive con los familiares en la ciudad de ventanas provincia de los ríos.

Es Integrante de la VRC SAN FRANCISCO, se encuentra ubicada en el Recinto Pantano, Pertenece al Cantón Ventanas se dedican a labores agrícolas y Pecuarias.

PERFECTA TERESA Se dedica a la agricultura, además se dedica a la crianza de pollos y cerdos. Solicita el crédito para comprar pollos, semillas, urea, insecticidas, ranger, abono orgánico.

Con la ayuda del crédito podrá comprar lo necesario para los cultivos. El sueño es seguir trabajando e invertir para obtener ganancia de los productos.

Los desafíos a los que se enfrenta son las plagas en las cosechas . En el tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Perfecta Teresa to buy chicks, seeds, urea, insecticide, Ranger and organic manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 4, 2012
Oct 25, 2012
Currency Exchange Loss:
Nov 23, 2013