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Mario Hernan
Mario Hernán, 29, is single and has no children; he lives with his parents in the city of Ventanas, Los Ríos Province. He’s a member of the “San Francisco” communal bank located in Recinto Pantano belonging to Ventanas Canton; they are in agriculture and animal husbandry.

Mario Hernán works in agriculture and also raises chickens and pigs. He’s requesting the loan to buy seeds, urea, insecticide, Ranger [herbicide] and organic manure. With help from the loan he will be able to earn more income. His dream is to continue working and invest in order to earn profits from his products.

The challenge he faces is crop illnesses and infestations. In his free time he enjoys playing Indor soccer.
View original language description ↓
MARIO HERNAN tiene 29 años de edad es soltero no tiene hijos vive con los padres, en la ciudad de Ventanas Provincia de los ríos.

Es Integrante de la VRC SAN FRANCISCO, se encuentra ubicada en el Recinto Pantano, Pertenece al Cantón Ventanas se dedican a labores agrícolas y Pecuarias.

MARIO HERNAN Se dedica a la agricultura, además se dedica a la crianza de pollos y cerdos. Solicita el crédito para comprar semillas, urea, insecticidas, ranger, abono orgánico.

Con la ayuda del crédito podrá tener más ingresos. El sueño es seguir trabajando e invertir para obtener ganancia de los productos.

Los desafíos a los que se enfrenta son las enfermedades y las plagas en las cosechas . En el tiempo libre le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Mario Hernan to buy seeds, urea, insecticide, Ranger and organic manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 4, 2012
Oct 25, 2012
Currency Exchange Loss:
Nov 23, 2013