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Pedro Efrain
Pedro Efrain is 41 years old. He is single and he lives at home with his parents in the city of Ventanas of the Rios province.

He is a member of the VRC San Francisco, which is located in the Pantano Precinct. It pertains to the Ventanas Canton. They make their living through agricultural and livestock work.

Pedro Efrain works in agriculture in planting corn. Also, he grows chickens and pigs. He is requesting the loan to buy chickens, seeds, urea, insecticides, herbicide, organic fertilizer, and balanced animal feed.

With the help of the loan, he will be able to buy what he is lacking so much. The dream is to continue working in agriculture.
The challenges that he faces are diseases. In his free time, he likes to play sports.
View original language description ↓
PEDRO EFRAIN tiene 41 años de edad es soltero vive en casa de los padres en la ciudad de Ventanas Provincia de los ríos.

Es Integrante de la VRC SAN FRANCISCO, se encuentra ubicada en el Recinto Pantano, Pertenece al Cantón Ventanas se dedican a labores agrícolas y Pecuarias.

PEDRO EFRAIN Se dedica a la agricultura a la siembra de maíz, además se dedica a la crianza de pollos y cerdos. Solicita el crédito para comprar pollos, semillas, urea, insecticidas, ranger, abono orgánico, balanceado.

Con la ayuda del crédito podrá comprar lo que tanta falta le hace. El sueño es seguir trabajando en la agricultura.

Los desafíos a los que se enfrenta son las enfermedades. En el tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 26
    View loans »
    Ecuador Loans Fundraising
  • $26,444,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Pedro Efrain to buy chickens, seeds, urea, insecticides, herbicide, organic fertilizer, and balanced animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 4, 2012
Oct 25, 2012
Currency Exchange Loss:
Nov 23, 2013