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Update on Patrick

Patrick is noted for his great kindness. He’s an energetic man dedicated to his work who has many goals to reach. He’s always on the lookout for new opportunities that will make it possible for him to attain success. His greatest secret is effort and love of work. He knows that he’ll reach his goal this way. Patrick has a retail shop which has been running since his previous loan cycle. He also sells charcoal; that has increased his monthly income. The previous loan was a great help to him.

Patrick wants to make new investments but he does not have enough capital to do so. This is the reason why he is asking this loan to buy more sacks of charcoal for resale.

Previous Loan Details

Patrick is a 33-year-old married man with five children, all of whom are enrolled in school. His wife's name is Nzadze and she works as a farmer, while Patrick has been operating a retail shop business for six years, his primary customers passersby and neighbours. Patrick's other source of income... More from Patrick's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1034
    View loans »
    Kenya Loans Fundraising
  • $47,167,325
    Funds lent in using Kiva
  • 85.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Patrick to buy more sacks of charcoal for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 29, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Patrick. It was first posted on Kiva on Feb, 2012. Learn More